This Product Paper states and defines process/procedures relating to Welcome Saving Account.
Welcome Saving account is a deposit scheme designed to cater the saving needs of individuals. The main concept behind the welcome saving is to accommodate the individuals who expect high interest but need no other banking facility

Type of Deposit

Saving Deposit

Purpose of the Deposit

  • Increase our retail / saving deposit base.
  • Encourage the saving habits of people.
  • To reduce concentration on corporate and call deposit (comparatively volatile in nature).
  • Diversify deposit portfolio


  • As per Operation Manual/KYC& AML Policy/ NRB Directives

Eligibility/Target Group

  • Individual exceeding 16 years.


  • Free ABBS Facility
  • Free On demand account statement
  • Free Cheque Book

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