This Product Paper states and defines process/procedures relating to “Check-In Saving” Account.
Check-In Saving account is a deposit scheme designed to cater the saving needs of individuals. It is meant for those individuals who have a habit of saving from their earnings so that they can use it whenever they require.


  • Free ABBS Facility
  • Free On demand account statement
  • Free Cheque Book

Type of Deposit

Savings Deposit


Purpose of the Deposit
  • Increase the saving habits of people.
  • Increase our retail / saving deposit base.
  • To reduce concentration on corporate and call deposit (comparatively volatile in nature).
  • To increase number of saving accounts through low minimum balance.


  • Individual exceeding 16 years.


  • Minimum Balance to be maintained : NPR NIL
  • Interest Rate: Interest on daily balance payable quarterly. The rate shall be decided by the Board of Directors of the bank. However, the rate of interest is subject to change depending on the market. (Click Here)
  • Tax on interest shall be levied as per prevailing Income Tax Act


  • As per Operation Manual/KYC& AML Policy/ NRB Directives.

Please take some time and review