Interest Rate

Interest Rate Effective from 1st Shrawan 2081 (July 16, 2024)

 

DEPOSIT PRODUCT

 

Deposit Products

Interest Rate (% p.a.)

Normal Saving

3.05%

Check – In Saving

3.05%

Premium Saving

3.05%

Nari Bachat 

3.05%

Bal Surakshya Bachat

3.05%

Senior Citizen Saving

3.05%

Shareholder’s Saving

3.05%

Welcome Account

3.05%

Locker Deposit

3.05%

Provident Fund Other

3.05%

Sadharan Bachat

3.05%

Bal Bhawishya Yojana

3.05%

Sahayatra Bachat Khata
(Interest Posting Frequency - Monthly/Quarterly)

3.50%

Lumbini Talab Khata

3.05%

Samajik Surkshya Bachat

3.05%

Remittance Bachat Khata

4.50%

FCY Deposit (USD/GBP/Euro)

1.00%

Call Account

Up to 1.525%

Recurring Deposit

3.05%

Akshyaya Kosh

Negotiable

 

 

Fixed Deposit

(Interest Posting Frequency

-Quarterly/at Maturity)

 Above 1 Year  

 

 

Individual

7.20%

6 Months to 1 Year 6.00%
3 Months to below 6 Months 5.50%

Lumbini Sahayatra Muddhati Khata (1 Year only)

6.00%

Remittance Fixed Deposit(1 Year and above)

8.20%

Above 1 Year

 

 

 

Institutional

 

6.00%
1 Year 5.50%
6 Months & Below 1 Year 4.50%

 ;

 

CREDIT PRODUCT
Floating Interest Rate

Credit Products

Tenure

Interest Rate (Base Rate + Premium) (% p.a.)

Agro Plus Loan (TL/OD/DL)

 

Base Rate + Premium (2% to 4%)

 

Auto Loan

Up to 3 Years

Base Rate + Premium (2% to 4%)

Above 3 Years & upto 5 Years

Base Rate + Premium (2% to 4%)

Above 5 Years

Base Rate + Premium (2% to 4%)

 

Hire Purchase Loan

Up to 3 Years

Base Rate + Premium (2% to 4%)

Above 3 Years & up to 5 Years

Base Rate + Premium (2% to 4%)

Above 5 Years

Base Rate + Premium (2% to 4%)

Business Plus Loan (OD/DL/TL)

 

Base Rate + Premium (2% to 4%)

Comfort Loan

 

Base Rate + Premium (2% to 4%)

Education Loan

 

Base Rate + Premium (2% to 4%)

Foreign Employment Loan

 

Base Rate + Premium (2% to 4%)

Personal Loan (OD/TL)

  Base Rate + Premium (2% to 4%)

Real Estate Loan (OD/DL/TL)

 

Base Rate + Premium (2% to 4%)

 

Home Loan

  Base Rate + Premium (2% to 4%)

Margin Lending Loan

 

Base Rate + Premium (2% to 4%)

Swarna Karja (Gold Loan) (OD/TL)

 

Base Rate + Premium (2% to 4%)

Two Wheeler Loan

 

Base Rate + Premium (2% to 4%)

LBBL Green Loan

  Base Rate + Premium (up to 2%)

Deprived Sector Loan (OD/TL)

 

Base Rate + Premium (2% to 4%)

Deprived Sector (wholesale) (OD/DL/TL)

 

Base Rate + Premium (up to 2%)

Loan against FDR/NSB/DB

 

Up to 2% on Coupon Rate

Consortium Loan (OD/BGL/TL)

 

As per consortium decision

CREDIT PRODUCT
Fixed Rate

Credit Products

Upto 5 Years

Above 5 Years

Home Loan

14.00%

14.50%

Personal Loan (TL)

14.00%

14.50%

Comfort Loan

14.00%

14.50%

Education Loan

14.00%

14.50%

Two Wheeler

14.00%

14.50%

Auto Loan

14.00%

14.50%

* BR= Base rate (For the updated Base Rate, ;Click Here)