LBBL | Interest Rate

Interest Rate

DEPOSIT PRODUCT

Deposit Products			Interest Rate (% p.a.)
Normal Saving			6.60%
Check – In Saving			6.60%
Premium Saving			6.60%
Nari Bachat			6.60%
Bal Surakshya Bachat			6.60%
Senior Citizen Saving			6.60%
Shareholder’s Saving			6.60%
Welcome Account			6.60%
Locker Deposit			6.60%
Provident Fund Other			6.60%
Sadharan Bachat			6.60%
Bal Bhawishya Yojana			6.60%
Sahayatra Bachat Khata (Interest Posting Frequency - Monthly/Quarterly Interest Posting)			8.60%
Lumbini Talab Khata			6.60%
Samajik Surkshya Bachat			6.60%
Remittance Bachat Khata			9.60%
FCY Deposit (USD/GBP/Euro)			1.00%
Call Account			Up to 3.30%
Recurring Deposit			6.60%
Akshyaya Kosh			Negotiable
Fixed Deposit (Interest Posting Frequency - Monthly/Quarterly/at Maturity)	3 Months & Below 1 Year	Individual	11.50%
	1 Year & Above		11.60%
	Lumbini Sahayatra Muddhati Khata (1 Year Only)		11.60%
	Lumbini Multiple Dhamaka Khata		11.60%
	Lumbini Multiple Dhamaka Khata Remittance Deposit		12.60%
	Remittance Deposit		12.60%
	6 Months & Below 1 Year	Institutional	9.50%
	1 Year & Above		9.60%
	Lumbini Multiple Dhamaka Khata		9.60%

Lumbini Multiple Dhamaka

Fold	For Individual Customer	For Individual Customer(Remittance)	For Institutional Customer
2 x	6 years, 4 months and 1 days	5 years, 10 months and 4 days	7 years, 8 months and 3 days
3 x	10 years, 1 months and 0 days	9 years, 3 months and 1 days	12 years, 2 months and 0 days
4 x	12 years, 8 months and 3 days	11 years, 8 months and 3 days	15 years, 4 months and 1 days
5 x	14 years, 9 months and 3 days	13 years, 7 months and 2 days	17 years, 9 months and 3 days
6 x	16 years, 5 months and 2 days	15 years, 1 months and 0 days	19 years, 9 months and 3 days
7 x	17 years, 9 months and 3 days	16 years, 5 months and 2 days	21 years, 6 months and 2 days
8 x	19 years, 0 months and 0 days	17 years, 6 months and 2 days	22 years, 11 months and 4 days
9 x	20 years, 1 months and 0 days	18 years, 6 months and 2 days	24 years, 3 months and 1 days
10 x	21 years, 0 months and 0 days	19 years, 4 months and 1 days	25 years, 5 months and 2 days

CREDIT PRODUCT
Floating Interest Rate

Credit Products	Tenure	Interest Rate (Base Rate + Premium) (% p.a.)
Agro Plus Loan (TL/OD/DL)		Base Rate + Premium (1% to 5%)
Auto Loan	Up to 3 Years	Base Rate + Premium (2% to 5%)
	Above 3 Years & upto 5 Years	Base Rate + Premium (2% to 5%)
	Above 5 Years	Base Rate + Premium (2% to 5%)
Hire Purchase Loan	Up to 3 Years	Base Rate + Premium (2% to 5%)
	Above 3 Years & up to 5 Years	Base Rate + Premium (2% to 5%)
	Above 5 Years	Base Rate + Premium (2% to 5%)
Business Plus Loan (OD/DL/TL)		Base Rate + Premium (1% to 5%)
Comfort Loan		Base Rate + Premium (2% to 5%)
Education Loan		Base Rate + Premium (1% to 5%)
Foreign Employment Loan		Base Rate + Premium (1% to 5%)
Personal Loan (OD/TL)		Base Rate + Premium (2% to 5%)
Real Estate Loan (OD/DL/TL)		Base Rate + Premium (2% to 5%)
Home Loan	Up to 5 Years	Base Rate + Premium (1% to 5%)
	Above 5 Years & Up to 10 Years	Base Rate + Premium (1% to 5%)
	Above 10 Years & Up to 15 Years	Base Rate + Premium (1% to 5%)
	Above 15 Years	Base Rate + Premium (1% to 5%)
Margin Lending Loan		Base Rate + Premium (2% to 5%)
Swarna Karja (Gold Loan) (OD/TL)		Base Rate + Premium (1% to 5%)
Two Wheeler Loan		Base Rate + Premium (2% to 5%)
Deprived Sector Loan (OD/TL)		Base Rate + Premium (1% to 5%)
Deprived Sector (wholesale) (OD/DL/TL)		As per Management Decision
Loan against FDR/NSB/DB		Up to 2% on Coupon Rate
Consortium Loan (OD/BGL/TL)		As per consortium decision

CREDIT PRODUCT
Fixed Rate

* BR= Base rate (For the updated Base Rate, Click Here)

01-4413232 , 4421696

Interest Rates