This Product Paper states and defines process/procedures relating to Nari Bachat Khata.|
This product has been designed to encourage ladies for the saving. Besides that, the bank plans to enhance Individual Deposits by offering attractive and competitive interest rate. The product will primarily target the ladies above 16 years of age.

Type of Deposit

Savings Deposit

Purpose of the Deposit

  • Encourage savings by bringing out money saved after monthly expenditure.
  • Increase our retail / saving deposit base
  • To reduce concentration on corporate and call deposit (comparatively volatile in nature)
  • To be used as an effective Marketing Tool by our branches.
  • Attract female depositors with attractive rates and features.


  • Free ABBS Facility
  • 25% Discount on Locker Margin. Locker Facility is subject to availability. The depositor availing locker facility under this scheme will have to top up locker margin or surrender locker at the time of account closing.
  • 50% discount on Annual Locker Fee for 1st year from the date of availing locker facility
  • Free On demand account statement
  • Free Cheque Book

Eligibility/Target Group

  • The account to be opened in the name of ladies above the age of 16 years.


  • As per Operation Manual/KYC& AML Policy/ NRB Directives.


  • Minimum Balance to be maintained : NPR 100/-
  • Interest Rate: Interest on daily balance payable quarterly. The rate will decided by the Board of Directors of the bank. However, the rate of interest is subject to change depending on the market. (Click Here)
  • Tax on interest shall be levied as per prevailing Income Tax Act

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