Tariff and Charges

S.N. Particular Tariff and Charges
1. NRB Cheque Issuance Rs. 500/-
2. Stop payment of Cheque Rs. 200/- per instruction
3. Standing Instruction
(Except Call and Current)
Rs. 300/- per instruction
4. Cheque certified “ Good for Payment” Rs. 200/- or 0.02% of face value per cheque, whichever is higher.
5. Cancellation of “ Good for Payment” Cheque Rs. 250/- per instrument.
  • Original Cheque to be returned to the Bank for GFP cancellation.
6. Cheque returned
(due to insufficient balance only)
Rs. 200/- per cheque for both over the counter and clearing cheque return.
7. Issuance of Balance Certificate Rs. 500/- per certificate.
Rs. 50/- per additional certificate.
8. Cheque book Issuance Free for fresh issuance.
Rs. 500/- for issuance against lost.
9. Charge for uncollected cheque book Rs. 200/- per book.
  • Cheque book not collected for more than Six month of issuance.
10. Single cheque leaf print
(Counter Cheque)
Rs. 100/- per cheque leaf.
11. Reprint of Account Statement Rs. 50/- per page.
12. Duplicate FD Certificate Rs. 500/-
13. Enquiry related to old records
( more than 2 years)
Rs. 100/- per enquiry.
14. No Due Certificate Rs. 500/- per certificate.
15. MC Issuance
(only to the customer )
Rs. 200/- or 0.10% of amount is used, whichever is higher.
16. Remittance:
  1. Inward and Outward.
  2. Fax transfer within our branches.
  • Commission as per agreement with concerned remittance companies.
  • Rs.100/- per transaction or 0.02%, whichever is higher.
17. Fund Transfer to other BFIs Rs. 500/- per transaction or 0.10%, whichever is higher.
18. Issuance of Advance payment certificate Rs. 500/- per certificate.
19. Postal Charges:
  1. Collection of clean bills
  2. Others (Documents)
  • Within Nepal: Rs. 100/- per transaction or on actual basis, whichever is higher.
  • Within Nepal: Rs. 75/- per transaction or on actual basis, whichever is higher.
20. Collection Charge:
  1. NPR Cheques
  2. Cheque collection outside Nepal
  • Rs. 200/- per cheque or 0.10% of the cheque amount whichever is higher plus applicable postage charge.
  • Rs. 500/- per cheque or 0.15% of face value whichever is higher plus applicable postage charge.

Electronic Cheque Clearing (ECC) Fees

S.N. Details Transaction Amount Based Slab (Fees in NPR)
     Upto 500 500 - 5,000 5,000 - 200,000 Above 200,000
1.  Regular Clearing (NPR)  - 5 10 30
2.  Express Clearing 100
3. High Value Clearing  100

Other Fees/ Charges

S.N. Other Fees Session Session Currency Liable Party Fees (NPR) Slab
1. Last Minute Presentment Penalty Regular and Express  ALL Presenting Member  200 30 Mins before in case of Regular and 15 Mins before in case of Express session cut-off.Per cheque
 2. National Archive System Charge  ALL ALL Requesting Member  200  Per Request.
Note: Clearing charges may change as per NCHL rules.

NCHL-IPS

Products Transaction Fee Remarks
Upto 500 >500 - 5K >5K - 50K >50K >5L - 50L >50L Who Pays
Treasury Payments (TREA) NPR  2  5  10 15 15 15 Debtor Bank
Dividend Payments (DIVI) NPR 10 25 25 50 50 Creditor Bank
IPO Refund Payments  (IPOR)  5 10  25  25  50  50  Creditor Bank
FCY Transactions    
For Dividend and IPO refund payments, the transaction fee will be waived for transaction amount upto 100.
* Other fee as per actual.

Locker Service

S.N. Type Size (Inch) Annual Charge Security Deposit (NPR)
1. A 4.92 x 6.9 x 19.4 1,000 5,000
2. B 5 x 14 x 20 1,500 6,000
3. C 6.26 x 16.65 x 19.4 1,600 6,500
4. D 7 x 10 x 20 1,800 6,500
5. E 7.5 x 10.5 x 20 2,000 7,000
6. F 7 x 20 x 20 2,500 8,000
7. G 12.64 x 8.27 x 19.4 3,000 9,000
8. H 12.64 x 16.65 x 19.4 3,500 10,000
9. I 15 x 20 x 20 4,000 11,000
10. J 7 x 10 x 22.5 2,000 6,500
11. K 7 x 20 x 22.5 2,500 8,000
12. L 14 x 20 x 22.5 4,000 10,000
New Key Charge
(Including Locker breakage)
As per actual amount charged by the vendor
Locker Discontinuation charge Rs. 500/-

Mobile Banking

S.N. Particular Registration & Alert Charge
1. Individual 250/-
2. Corporate 500/-

E- Banking Service

S.N. Particular Charge
1. Annual 100/-

ATM Card

S.N. Particular Charge/Card
1. Card Issuance (for Two years) Rs. 200/-
2. Re-issuance (lost etc.) Rs. 200/-
3. Pin re-generation of Debit card Rs. 100/-
4. Supplementary  Card Rs. 300/-
5. Charge for Uncollected ATM Card Rs. 250/-
6. Balance Enquiry (On Others) Rs. 5/-
7. Cash Withdrawal at other’s ATM As per Network Tariff
8. POS Transaction As per Network Tariff
Uncollected ATM, for more than 6 month of issuance, will be destroyed.

Trade Finance

S.N. Particular Tariff & Charges
1. Bid Bond Rs. 750/- or 0.25% per quarter whichever is higher
2. Performance Bond Rs. 1,000/- or 0.35% per quarter whichever is higher
3. Advance Payment Guarantee Rs. 1,000/- or 0.45% per quarter whichever is higher
4. Supplier Credit Guarantee Rs. 1,000/- or 0.45% per quarter whichever is higher
5. Amendment not affecting value & validity Rs. 750/- flat.
6. Amendment affecting value & validity The same rate as fresh issuance.
7. Guarantee Cancellation (before expiry) No Charge
8. Claim Handling Charge Rs. 1,000 per claim

Credit Administration

1. Credit enquiries  by other BFIs Rs. 200/- per enquiry
2. CICL and Black listing Charge As per actual
3. Commitment Fee (Term Finance) As per CPG/PPG & Terms of Approval
4. Commitment Fee (Working Capital
5. Pre-payment Charge 2% pa on prepaid Amount
6. Loan Renewal Fee At least 0.25% to 0.50% of the limit renewed.
7. Public notice publish charge On actual basis
8. Penal interest on Principal/Interest 2% p.a. on overdue principal/interest
9. Collateral replacement/partial release Rs. 5,000/- (for share release Rs. 250/- per release)
10. Interest on other receivable/Force Loan Highest published rate

 

S.N. Administrative Service Charges STC/ Rates
1. Business Loan 1% to 1.25% on approved limit
2. Retail & SME Loan 1.25% to 1.50% on approved limit
3. Gold Loan 1% to 1.25% on approved limit or minimum Rs 500
4. Corporate /Consortium Loan As per respective terms of approval
5. Deprived Sector Wholesale Loan As per respective terms of approval
6. Hire-purchase/Real Estate Loan 1.50% to 2% on approved limit
7. Commitment Fee ( if the loan is average utilized below 70% of limit 1% on unutilized limit at the time of renewal /settlement /maturity, to be charged on yearly basis.
8. Loan swap fee 3% on outstanding Principal amount.
9. Retail Deprived Sector and Micro Credit 2% on approved limit