Interest Rate

Interest Rate Effective from Poush 09, 2075 (December 24, 2018)

 

DEPOSIT PRODUCT LENDING PRODUCT
Product Interest Rate [%] Product

Interest Rate[%]

Lumbini Sahayatra Bachat Khata
(Monthly Interest Posting)
7   Prime Others
Lumbini Talab Khata 7      
Bal Bhawishya Yojana 7 Demand Loan (Business) BR + upto 1.25 BR + 2.25 - 4.25
Normal Saving 7 Overdraft (Business) BR + upto 1.25 BR + 2.25 - 4.25
Check-In Saving 7 Term Loan (Business) BR + upto 1.25 BR + 2.25 - 4.25
Premium Saving 7 Home Loan BR + upto 1.25 BR + 1.75 - 3.75
Nari Bachat 7 Loan Against Share BR + upto 1.25 BR + 2.25 - 4.25
Bal Surakshya Bachat 7 Real Estate Loan BR + upto 2.75 BR + 3.75 - 4.75
Senior Citizen Saving 7 Personal Loan BR + upto 2.75 BR + 3.75 - 4.75
Share Holders Saving 7 Education Loan BR + upto 1.25 BR + 2.25 - 3.25
Welcome Saving 7 Auto Loan BR + upto 2.25 BR + 3.25 - 4.25
Akshya Kosh Negotiable Hire Pruchase Loan BR + upto 3.25 BR + 4.25 - 5.25
Locker Deposit 7 Two Wheeler Loan  (Term) BR + upto 3.25 BR + 4.25 - 5.25
Provident Fund Other 7 Deprived Sector (Retail) BR + upto 2.25 BR + 3.25 - 5.25
Sadharan Bachat 7 *Deprive Sector (Wholesale) As Per Management Decision

 
FCY Deposit  (USD/GBP/EURO) 1 Agro Plus BR + upto 1.75 BR + 3.25 - 5.25
Recurring Deposit 7 Swarna Karja (Gold Loan) BR + upto 2.25 BR + 3.25 - 4.25 
Fixed
Deposit 
3 Months FD 10 Foreign Employement Loan BR + upto 2.25 BR + 3.25 - 4.25
Above 3 Months to below 1 Year FD 10 Comfort Loan BR + upto 3.25 BR + 4.25 - 5.25
199 Days FD 10 Professional Loan BR + upto 1.25 BR + 2.25 - 4.25
1 Year to 2 Year FD 10 Corporate Loan BR + upto 0.25 BR + 1.25- 2.25
Above 2 Year to 5 Year FD 10  Loan Against FDR (2% over coupon rate /minimum 10%)   
 Up to 1 year FD
(Monthly Interest Posting)
 9.75  Loan Against Bonds/NSB/DB (2% over coupon rate /minimum 10%)  
 Up to 5 Years FD
(Quarterly Interest Posting)
10  Consortium Loan As Per Consortium
Decision
Above 5 Years FD Negotiable    
Call Account Up To 7 All Other Loans and Advances Base Rate + Up to 6%
  1. *The deprived sector loan to Senior citizen, Differently-abled people, single women, Kamaiya, Badi, Haliya, Dalit and war victim shall be applied interest rate below 1% than the published rate.
  2. * BR= Base rate (For the updated Base Rate, Click Here)