Interest Rate

Interest Rate Effective from Magh 23, 2075 (February 06 , 2019)

 

DEPOSIT PRODUCT
Product Interest Rate [%]
Lumbini Sahayatra Bachat Khata (Monthly Interest Posting) 7
Lumbini Talab Khata 7
Bal Bhawishya Yojana 7
Normal Saving 7
Check-In Saving 7
Premium Saving 7
Nari Bachat 7
Bal Surakshya Bachat 7
Senior Citizen Saving 7
Share Holders Saving 7
Welcome Saving 7
Akshya Kosh Negotiable
Locker Deposit 7
Provident Fund Other 7
Sadharan Bachat 7
FCY Deposit  (USD/GBP/EURO) 1
Recurring Deposit 7
Fixed Deposit  Up to 5 Years FD (Quarterly/Monthly Interest Posting) 10 
Above 5 Years FD Negotiable
Call Account Up To 7
 
CREDIT PRODUCT
Product Interest Rate [%]
Deprived Sector (Wholesale) As Per Management Decision
Loan Against FDR/NSB/DB Minimun 10% or +2% of Coupon Rate. whichever is higher
Consortium Loan As per Consortium Decision
All Other Loans and Advances Base Rate + Upto 6%
  1. *The deprived sector loan to Senior citizen, Differently-abled people, single women, Kamaiya, Badi, Haliya, Dalit and war victim shall be applied interest rate below 1% than the published rate.
  2. * BR= Base rate (For the updated Base Rate, Click Here)