Interest Rate

Interest Rate Effective from Poush 17, 2074 (January 1, 2018)

 

DEPOSIT PRODUCT LENDING PRODUCT
Product Proposed
Interest Rate [%]
Product Proposed
Interest Rate [%]
Normal Saving 6.5         Prime Others
Check-In Saving 6.5 Demand Loan (Business) BR + upto 1.55 BR + 2.55 - 4.55
Premium Saving 8 Overdraft (Business) BR + upto 1.55 BR + 2.55 - 4.55
Nari Bachat 7 Term Loan (Business) BR + upto 1.55 BR + 2.55 - 4.55
Bal Surakshya Bachat 6.5 Home Loan BR + upto 0.55 BR + 1.55 - 3.55
Senior Citizen Saving 6.5 Loan Against Share BR + upto 1.55 BR + 2.55 - 4.55
Share Holders Saving 6.5 Real Estate Loan BR + upto 2.55 BR + 3.55 - 4.55
Welcome Saving 6.5 Personal Loan BR + upto 2.55 BR + 3.55 - 4.55
Akshya Kosh Negotiable Education Loan BR + upto 1.55 BR + 2.55 - 3.55
Locker Deposit 6.5 Auto Loan BR + upto 1.55 BR + 2.55 - 4.55
Provident Fund Other 6.5 Hire Pruchase Loan BR + upto 3.55 BR + 4.55 - 5.55
Sadharan Bachat 6.5 Two Wheeler Loan  (Term) BR + upto 3.55 BR + 4.55 - 5.55
FCY Deposit  (USD/GBP/EURO) 1 Deprived Sector (Retail) BR + upto 1.55 BR + 2.55 - 4.55
Recurring Deposit 6.5 - 8.5 *Deprive Sector (Wholesale) BR + upto 0.55  
Deposit 3 Months 8.5 Agro Plus BR + upto 1.55 BR + 2.55 - 4.55
6 Months 9 Swarna Karja (Gold Loan) BR + upto 2.55 BR + 3.55 - 4.55
9 Months 10 Foreign Employement Loan BR + upto 2.55 BR + 3.55 - 4.55
1 Year FD 11 Comfort Loan BR + upto 3.55 BR + 4.55 - 5.55
199 Davs FD 11.25 Professional Loan BR + upto 1.55 BR + 2.55 - 4.55
  Above 1 Year to 2 Year FD 11.5 Corporate Loan BR + upto 0.55 BR + 1.55 - 2.55
 Above 2 Years 9.5 Loan Against FDR (+3% over coupon rate /minimum 10%)
    Loan Against Bonds/NSB/DB (+3% over coupon rate /minimum 10%)
Call Account Up To 6.5 Consortium Loan As Per Consortium
Decision
  1. *The deprived sector loan to Senior citizen, Differently-abled people, single women, Kamaiya, Badi, Haliya, Dalit and war victim shall be applied interest rate below 1% than the published rate.
  2. * BR= Base rate (For the updated Base Rate, Click Here)