Interest Rate

Interest Rate Effective from Ashad 05, 2077 (June 19 , 2020)

 

DEPOSIT PRODUCT
Product Interest Rate [%]
Lumbini Sahayatra Bachat Khata (Monthly Interest Posting) 6
Lumbini Talab Khata 5.75
Bal Bhawishya Yojana 5.75
Normal Saving 5.75
Check-In Saving 5.75
Premium Saving 6
Nari Bachat 6
Bal Surakshya Bachat 5.75
Senior Citizen Saving 6
Share Holders Saving 5.75
Welcome Saving 5.75
Akshya Kosh Negotiable
Locker Deposit 5.75
Provident Fund Other 5.75
Sadharan Bachat 5
FCY Deposit  (USD/GBP/EURO) 1
Recurring Deposit 5.75
Fixed Deposit 
3 Months to 5 Years FD (Quarterly/Monthly Interest Posting)
Individual 9
Fixed Deposit
(Interest Posting Frequency Monthly/Quarterly)
Institutional 8
Fixed Deposit
Lumbini Sahayatra Muddhati Khata (1 Year Monthly/Quarterly)
Individual 9
Call Account Up To 4.5
 
CREDIT PRODUCT
Product Interest Rate [%]
Deprived Sector (Wholesale) As Per Management Decision
Loan Against FDR/NSB/DB Minimun 10% or +2% on Coupon Rate. whichever is higher
Consortium Loan As per Consortium Decision
All Other Loans and Advances Base Rate + Upto 6.98%
* BR= Base rate (For the updated Base Rate, Click Here)