Interest Rate

Interest Rate Effective from Kartik 24, 2074 (November 10, 2017)


DEPOSIT PRODUCT LENDING PRODUCT
Product Proposed
Interest Rate[%]
Product Proposed
Interest Rate[%]
Normal Saving 7         Prime Others
Check-In Saving 7 Demand Loan(Business) BR+upto 1.55 BR+2.55 - 4.55
Premium Saving 8 Overdraft(Business) BR+upto 1.55 BR+2.55 - 4.55
Nari Bachat 7 Term Loan(Business) BR+upto 1.55 BR+2.55 - 4.55
Bal Surakshya Bachat 7 Home Loan BR+upto 0.55 BR+1.55 - 3.55
Senior Citizen Saving 7 Loan Against Share BR+upto 1.55 BR+2.55 - 4.55
Share Holders Saving 7 Real Estate Loan BR+upto 2.55 BR+3.55 - 4.55
Welcome Saving 7 Personal Loan BR+upto 2.55 BR+3.55 - 4.55
Akshya Kosh Negotiable Education Loan BR+upto 1.55 BR+2.55 - 3.55
Locker Deposit 7 Auto Loan BR+upto 1.55 BR+2.55 - 4.55
Provident Fund Other 7 Hire Pruchase Loan BR+upto 3.55 BR+4.55 - 5.55
Sadharan Bachat 7 Two Wheeler Loan (Term) BR+upto 3.55 BR+4.55 - 5.55
FCY Deposit (USD/GBP/EURO) 1 Deprived Sector(Retail) BR+0.55 - 1.55 BR+2.55 - 4.55
Recurring Deposit 7 - 9 *Deprive Sector(Wholesale) BR+0.05 - 0.55  
Deposit 3 Months 8.00 Agro Plus BR+0.55 - 1.55 BR+2.55 - 4.55
6 Months 8.50 Swarna Karja(Gold Loan) BR+upto 2.55 BR+3.55 - 4.55
9 Months 9.00 Foreign Employement Loan BR+upto 2.55 BR+3.55 - 4.55
1 Year FD 9.50 Comfort Loan BR+upto 3.55 BR+4.55 - 5.55
Above 1 Year to 2 Year FD 10.00 Professional Loan BR+upto 1.55 BR+2.55 - 4.55
  Above 2 Years 9.50 Corporate Loan BR+upto 0.55 BR+1.55 - 2.55
    Loan Against FDR (+3% over coupon rate /minimum 11%)
    Loan Against Bonds/NSB/DB (+3% over coupon rate /BR)
Call Account Up To 7 Consortium Loan As Per Consortium
Decision
  1. *The deprived sector loan to Senior citizen, Differently above people, single women, Kamaiya, Badi, Haliya, Dalit and war victim shall be applied interest rate below 1% than the published rate.
  2. * BR= Base rate (For the updated Base Rate, Click Here)