Interest Rate

Interest Rate Effective from Shrawan 19, 2074 (August 3, 2017)


DEPOSIT PRODUCT LENDING PRODUCT
Product Proposed
Interest Rate[%]
Product Proposed
Interest Rate[%]
Normal Saving 7         Prime Others
Check-In Saving 7 Demand Loan(Business) BR+1.69 - 2.69 BR+3.69 - 5.69
Premium Saving 8 Overdraft(Business) BR+1.69 - 2.69 BR+3.69 - 5.69
Nari Bachat 7 Term Loan(Business) BR+1.69 - 2.69 BR+3.69 - 5.69
Bal Surakshya Bachat 7 Home Loan BR+0.69 - 1.69 BR+2.69 - 4.69
Senior Citizen Saving 7 Loan Against Share BR+1.69 - 2.69 BR+3.69 - 5.69
Share Holders Saving 7 Real Estate Loan BR+2.69 - 3.69 BR+4.69 - 5.69
Welcome Saving 7 Personal Loan BR+2.69 - 3.69 BR+4.69 - 5.69
Akshya Kosh Negotiable Education Loan BR+1.69 - 3.69 BR+4.69 - 5.69
Locker Deposit 7 Auto Loan BR+1.69 - 2.69 BR+3.69 - 5.69
Provident Fund Other 7 Hire Pruchase Loan BR+2.69 - 3.69 BR+4.69 - 5.69
Sadharan Bachat 7 Two Wheeler Loan (Term) BR+2.69 - 3.69 BR+4.69 - 5.69
FCY Deposit (USD/GBP/EURO) 1 Deprive Sector(Retail) BR+2.69 - 3.69 BR+4.69 - 5.69
Recurring Deposit 7 - 9 *Deprive Sector(Wholesale) BR+0.19 - 1.19 BR+1.69 - 2.69
Fixed Deposit 3 Months 10 Agro Plus BR+1.69 - 2.69 BR+3.69 - 5.69
6 Months 10.50 Sworna Karja(Gold Loan) BR+2.69 - 3.69 BR+4.69 - 5.69
9 Months 10.75 Foreign Employement Loan BR+2.69 - 3.69 BR+4.69 - 5.69
1 Year FD 11 Comfort Loan BR+2.69 - 3.69 BR+4.69 - 5.69
Above 1 Year to 2 Year FD 11.50 Professional Loan BR+1.69 - 2.69 BR+3.69 - 5.69
  Above 2 Years 11 Corporate Loan BR+0.19 - 1.69 BR+2.69 - 3.69
    Loan Against FDR (+3% over coupon rate /minimum 12%)
    Loan Against Bonds/NSB/DB (+3% over coupon rate /BR)
Call Account Up To 7 Consortium Loan As Per Consortium
Decision
  1. *The deprived sector loan to Senior citizen, Differently above people, single women, Kamaiya, Badi, Haliya, Dalit and war victim shall be applied interest rate below 1% than the published rate.
  2. * BR= Base rate as of Ashad end 074 i.e. 12.31%